Net worth by age / 45–54
Net worth for families aged 45–54 (Fed 2025 data)
Median net worth for U.S. families aged 45–54 was $253,700 in 2025, down 6% from $270,600 in 2022 in inflation-adjusted terms, according to the Federal Reserve’s 2025 Survey of Consumer Finances (released Oct 9, 2026).
Data: 2025 SCF, released · Page updated
Median and mean, 2022 and 2025
| 2022 | 2025 | Change | |
|---|---|---|---|
| Median | $270,600 | $253,700 | −6% |
| Mean | $1,067,900 | $1,244,500 | +17% |
Source: Federal Reserve, 2025 SCF, report Table 2 (released Oct 9, 2026). 2025 dollars.
Percentiles, 2025 (computed by RogueIQ)
| Percentile | Net worth |
|---|---|
| 1st | −$52,300 |
| 5th | −$1,400 |
| 10th | $2,080 |
| 25th | $54,730 |
| 50th | $254,670 |
| 75th | $941,970 |
| 90th | $2,557,390 |
| 95th | $5,219,000 |
| 99th | $14,050,600 |
Source: computed by RogueIQ from the Federal Reserve’s 2025 SCF Summary Extract, survey-weighted. 2025 dollars. Rounded to the nearest $10. Based on 832 families in the public extract.
RogueIQ’s computed median for this group is $254,670, against $253,700 in the Fed’s report; the report uses the Fed’s internal data and the public extract is altered to protect privacy. The top percentiles rest on few families, and the SCF excludes the Forbes 400.
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Other age groups: Under 35 · 35–44 · 55–64 · 65–74 · 75+
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