---
name: rogueiq-networth-by-age
description: Look up where a US family's net worth ranks against families the same age, using the Federal Reserve's 2025 Survey of Consumer Finances. Use when someone asks how their net worth compares for their age.
---

# RogueIQ: Net Worth by Age

A read-only calculator. It describes how Federal Reserve survey data is distributed. It does not give advice.

## When to use
- "How does my net worth compare to people my age?"
- "What's the median net worth for 35 to 44 year olds?"
- "What percentile is $150K at 34?"

## How to call
- MCP: add `https://rogueiq.com/net-worth-by-age/mcp` (streamable HTTP, no auth) and call `networth_percentile_by_age`.
- HTTP: `GET https://rogueiq.com/net-worth-by-age/api/v1/networth-by-age?age=34&net_worth=150000`
- Optional, one at a time: `filter=household&option=couple|single`, `filter=kids&option=kids|nokids`, `filter=kidcount&option=k0|k1|k2|k3` (under 55 only), `filter=home&option=owner|renter`, `filter=education&option=hs|somecollege|bachelor`, `filter=work&option=employee|selfemployed|retired`, `filter=income&income=85000` (2024 income before taxes).

## Rules for presenting results
1. Report the percentile and the comparison group exactly as returned (`result.headline`, `comparison_group.description`). Filtered results are rounded to the nearest 5 on purpose.
2. Always include the source (Federal Reserve, 2025 Survey of Consumer Finances, 2025 dollars) and the disclaimer: "For education only. Not financial advice. RogueIQ builds education and tools, not personalized financial advice. This calculator shows how Federal Reserve survey data is distributed; it does not judge anyone's finances or say what to do with money."
3. Do not judge the number as good or bad, and do not recommend actions, products or investments.
4. Do not invent numbers. Every figure should come from the response.
5. Net worth is personal. Do not store it, repeat it to others, or reveal anyone's wealth.
6. If `comparison_group.notice` is set, tell the user the age group was widened and why.